Washington Challenges and Change: Managing and Innovating through The Great Recession — L&I from 2005-2012 is a book that provides an in-depth look at the Washington State Department of Labor and Industries (L&I) during a tumultuous period of economic uncertainty and turmoil. It examines the strategies and decisions made by the agency to address the challenges of the Great Recession and to innovate new solutions for a changing economy. It covers topics such as: workforce development, labor law and policy, public-private partnerships, workplace safety, and resource management. The book is divided into two parts: Part I focuses on the challenges faced by L&I during the recession, and Part II focuses on the innovations and changes implemented during the recovery. It includes case studies, interviews, and research to help readers understand the complexities of managing and innovating during a time of crisis. There are two types of Washington Challenges and Change: Managing and Innovating through The Great Recession — L&I from 2005-2012: the print edition and the e-book edition.
Washington Challenges and Change: Managing and Innovating through The Great Recession - L&I from 2005-2012
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The survey also finds that the recession has led to a new frugality in Americans' spending and borrowing habits; a diminished set of expectations about their retirements and their children's future; and a concern that it will take several years, at a minimum, for their family finances and house values to recover.
The collapse of the housing market ? fueled by low interest rates, easy credit, insufficient regulation, and toxic subprime mortgages ? led to the economic crisis. The Great Recession's legacy includes new financial regulations and an activist Fed.
In all the countries affected by the Great Recession, recovery was slow and uneven, and the broader social consequences of the downturn?including, in the United States, lower fertility rates, historically high levels of student debt, and diminished job prospects among young adults?were expected to linger for many years
The most severe economic downturn since World War II occurred between December 2007 and June 2009. During this period, hundreds of banks failed, millions of homes went into foreclosure, and Americans lost over $14 trillion in net worth. Unemployment levels swelled from 5% in 2007 to 10% in 2009.
Although the recession disproportionately affected younger workers, older workers were also affected by rising unemployment, housing and stock market declines, and the rise in foreclosures.
In general, the 2008 financial crisis hit small businesses hard harder than large firms. Some of the ways the 2008 financial crisis affected small businesses were: fewer businesses were started; many businesses laid off employees or closed outright, and commercial lending drastically decreased.
From peak to trough, US gross domestic product fell by 4.3 percent, making this the deepest recession since World War II. It was also the longest, lasting eighteen months. The unemployment rate more than doubled, from less than 5 percent to 10 percent.