Vermont COBRA Continuation Coverage Election Notice

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This notice contains important information about the right of an individual to continue health care coverage under COBRA.
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FAQ

Coverage. Your employment with the State of Vermont is terminated. If you are entitled to choose continuation of coverage, you may remain in the State's group health plans for a period of 18 or 36 months depending on the qualifying event.

Federal law requires that most group health plans (including this Plan) give employees and their families the opportunity to continue their health care coverage through COBRA continuation coverage when there's a qualifying event that would result in a loss of coverage under an employer's plan.

COBRA continuation coverage lets you stay on your employer's group health insurance plan after leaving your job. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act. It's shorthand for the law change that required employers to extend temporary group health insurance to departing employees.

COBRA the Consolidated Omnibus Budget Reconciliation Act -- requires group health plans to offer continuation coverage to covered employees, former employees, spouses, former spouses, and dependent children when group health coverage would otherwise be lost due to certain events.

The general notice describes general COBRA rights and employee obligations. This notice must be provided to each covered employee and each covered spouse of an employee who becomes covered under the plan. The notice must be provided within the first 90 days of coverage under the group health plan.

Coverage. Your employment with the State of Vermont is terminated. If you are entitled to choose continuation of coverage, you may remain in the State's group health plans for a period of 18 or 36 months depending on the qualifying event.

There are several other scenarios that may explain why you received a COBRA continuation notice even if you've been in your current position for a long time: You may be enrolled in a new plan annually and, therefore, receive a notice each year. Your employer may have just begun offering a health insurance plan.

Q11: How long does COBRA coverage last? COBRA requires that continuation coverage extend from the date of the qualifying event for a limited period of 18 or 36 months.

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Vermont COBRA Continuation Coverage Election Notice