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Around 1 in 3 Americans have experienced identity theft (Proofpoint) ing to recent data, approximately 33% of US citizens have been victims of identity theft at some point in their lives. That's more than double the global average.
Warning signs of identity theft Bills for items you did not buy. Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
Regularly check your credit report and bank statements. Check for the warning signs of identity theft ? such as strange charges on your bank statement or accounts you don't recognize. An identity theft protection service like Aura can monitor your credit and statements for you and alert you to any signs of fraud.
Restitution: Identity thieves can be ordered to compensate a victim for financial losses, including lost wages, legal fees and even damages from emotional distress. Imprisonment: Identity thieves can be incarcerated with aggravated identity theft punishable by a mandatory minimum sentence of two years.
You should call the FTC, the IRS, and the companies involved in the theft: FTC: 877-438-4338. IRS: 800-908-4490.
Identity thieves and cybercriminals do get caught and more of them are being held accountable for their crimes than ever before. But that doesn't mean that cybercrime is decreasing or that it is anywhere remotely near under control.
Credit monitoring services scan activity that shows up on your credit reports. They might monitor activity at one, two, or all three of the major credit bureaus ? Equifax, Experian, and TransUnion.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.