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You must get a court hearing on or before the return date to object to the garnishment. At the hearing, you have a chance to explain why the money can't be garnished. If the Judge agrees, the money is released to you.
Civil case appeals from the judgments of the Court must be noted in writing within ten calendar days and must be perfected within thirty calendar days from the date of the judgment by posting the bond (includes bond amount plus court costs plus attorney fees), paying the writ tax and circuit court notice fee, and ...
If a levy is placed on your property, the judgment-creditor can ask the Sheriff to take it and sell it. You then would receive a notice of sale. If a levy is placed on exempt property, you should object right away. You do this by filing a Motion to Quash Levy with the court that issued the levy.
§ 34-29. Maximum portion of disposable earnings subject to garnishment. (2) The amount by which his disposable earnings for that week exceed 40 times the federal minimum hourly wage prescribed by 29 U.S.C.
One way is by filing for bankruptcy, which will stop all garnishments and other collection efforts. The other way is by filing for an exemption, which will exempt you from garnishment but not bankruptcy.
Va. Code § 16.1-106.1. Once the appeal has been perfected by posting a required appeal bond or by payment of the costs, or after ten days have elapsed since the entry of the judgment or order when no appeal bond or costs are required to perfect the appeal, any withdrawal of the appeal must occur in Circuit Court.
Homestead exemption of $5,000, or $10,000 if the debtor is 65 years of age or older, in cash, and, in addition, real or personal property used as the principal residence of the householder or the householder's dependents not exceeding $25,000 in value (§ 34-4, Code of Virginia).
You must get a court hearing on or before the return date to object to the garnishment. At the hearing, you have a chance to explain why the money can't be garnished. If the Judge agrees, the money is released to you.