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Utah is a ?No-Fault? state. This means that, no matter whose fault an accident may have been, injured parties seek payment for the first $3,000 of medical expenses from their own insurance carrier. This is dictated by a statute sometimes referred to as the ?PIP Statute? which stands for ?Personal Injury Protection?.
Utah Minimum Car Insurance Requirements Your liability insurance minimums for Utah are: $25,000 bodily injury liability to one person in an accident. $65,000 bodily injury liability to two or more people per accident. $15,000 property damage liability per accident.
Liability coverage helps pay for injuries or damage that you cause to others . If you own and drive a vehicle, you must follow the financial responsibility laws in the state Vehicle Code. The most common way to do this is to buy auto liability coverage.
Utah is a ?No-Fault? state. This means that, no matter whose fault an accident may have been, injured parties seek payment for the first $3,000 of medical expenses from their own insurance carrier. This is dictated by a statute sometimes referred to as the ?PIP Statute? which stands for ?Personal Injury Protection?.
Utah Minimum Car Insurance Requirements Your liability insurance minimums for Utah are: $25,000 bodily injury liability to one person in an accident. $65,000 bodily injury liability to two or more people per accident. $15,000 property damage liability per accident.
Utah requires car owners to carry personal injury protection (PIP) insurance, which pays for medical costs, lost income and other related expenses for injuries from an accident. Also called no-fault insurance, PIP pays for your injuries no matter who is at fault for a collision.
Liability coverage in Utah Liability coverage is legally required in Utah to pay for bodily injuries and property damage you cause in an at-fault collision. This coverage goes toward the injured party's lost wages as well as pain and suffering.
PIP coverage protects you regardless of who's at fault. Personal injury protection insurance is mandatory in some states and optional or not offered at all in other states.
Utah requires liability coverage and as a no-fault (see glossary of terms) state requires at least $3,000 in personal injury protection (medical payments coverage).
While the statute of limitations for personal injury cases is typically four years in Utah, you generally only have only one year to take legal action against a government entity.