Utah Borrowers Certification of No Material Change No Damage
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How to fill out Borrowers Certification Of No Material Change No Damage?
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FAQ
The borrower's certification and authorization also authorizes the lender to share information in the loan application with other parties. It also gives the lender the right to verify information in the loan application, credit application, and employment history.
Borrower Certification means, with respect to any request for a Loan, a certification of the Borrower stating that (i) no Default or Event of Default will occur or be continuing after giving effect to such Loan, and (ii) the proceeds of such Loan will be used solely for Permitted Uses.
I hereby authorize the Lender/Broker to verify my past and present employment earnings records, bank accounts, stock holdings, and any other asset balances that are needed to process my mortgage loan application.
The borrower authorization form is a standard form that is signed by a loan applicant authorizing the lender to verify his/her information from a third party.
The first is that you certify that all information you have given ? on the application, and in subsequent paperwork ? is true and complete. Secondly, you are authoring the release of credit, employment, and other information as needed to process and close your home loan.
