Consumer Report Information
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The Fair Credit Reporting Act also provides that a consumer reporting agency that furnishes a consumer report for employment purposes and which, for that purpose, compiles and reports items of information on consumers that are matters of public record and are likely to have an adverse effect on a consumer's ability to obtain employment must: (1) at the time the public record information is reported to the user of the consumer report, notify the consumer of the fact that public record information is being reported by the consumer reporting agency, together with the name and address of the person to whom the information is being reported; or (2) maintain strict procedures designed to insure that whenever public record information likely to have an adverse effect on a consumer's ability to obtain employment is reported, it is complete and up to date.
- View Consent to Discuss Consumer's File in Presence of Third Person
- View Result of Investigation of Disputed Credit Information and Disclosure of Consumer Rights in Event of Continued Dispute
- View Request for Disclosure as to Nature and Scope of Investigative Consumer Report
- View Request for Disclosure Regarding Nature and Substance of Files of Consumer Reporting Agency
- View Disclosure That Investigative Consumer Report May Be Made
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What information does a consumer report contain?
What information is included in a consumer report?
What first step must any information user take when requesting a consumer report from a consumer reporting agency?
Is a consumer report the same as a credit report?
When a consumer requests a file disclosure from a consumer reporting agency the consumer reporting agency is required to disclose?
What is a consumer reporting agency background check?
What is the FCRA notice?
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