Consumer Report Information

 Notice to Consumer of Report of Public Record Information Likely to Have Adverse Effect
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Multi-State
Control #:
US-01414BG
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Description

The Fair Credit Reporting Act also provides that a consumer reporting agency that furnishes a consumer report for employment purposes and which, for that purpose, compiles and reports items of information on consumers that are matters of public record and are likely to have an adverse effect on a consumer's ability to obtain employment must: (1) at the time the public record information is reported to the user of the consumer report, notify the consumer of the fact that public record information is being reported by the consumer reporting agency, together with the name and address of the person to whom the information is being reported; or (2) maintain strict procedures designed to insure that whenever public record information likely to have an adverse effect on a consumer's ability to obtain employment is reported, it is complete and up to date.

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FAQ

What information does a consumer report contain?

What information is included in a consumer report?

What first step must any information user take when requesting a consumer report from a consumer reporting agency?

Is a consumer report the same as a credit report?

When a consumer requests a file disclosure from a consumer reporting agency the consumer reporting agency is required to disclose?

What is a consumer reporting agency background check?

What is the FCRA notice?

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