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Tennessee is not one of those states. Tennessee is considered a ?fault state,? meaning that if you are injured in a car accident here and another driver is at fault, you may be able to recover damages from them and from their insurance company in a personal injury suit.
Ing to Tennessee Code Annotated 55-10-106, ?the driver of a vehicle involved in an accident resulting in injury to or death of any person or property damage to an apparent extent of fifty dollars or more? shall immediately notify the local police department, county sheriff, or nearest state highway patrol.
Don't leave the scene. Be prepared to communicate ALL details of the incident to the State's adjuster. Call emergency services (911 or police non-emergency number) as needed. Take at least 4 photos of both vehicles, license plates, parking situation, insurance card for other party, and any notable unrelated damages.
Tennessee laws place a cap on non-economic damages at $750,000 under most circumstances, but this cap can be removed if the at-fault driver was under the influence of drugs or alcohol or is convicted of a felony in connection with the crash.
The required minimum limits of your liability car insurance are: $25,000 for each injury or death per accident. $50,000 for total injuries or deaths per accident. $25,000 for property damage per accident.
Rule 36.01 permits the plaintiff to serve requests for admissions upon the defendant with or after service of the summons and complaint. The rule fixes the time within which responses or objections must be served.
What happens if you get into a car accident with no insurance in Tennessee? Insurance has no impact on determining fault after a car accident. The person who caused the car accident is liable for damages regardless of whether they have insurance.