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Tennessee Code §28-3-104 establishes a one-year statute of limitations for filing a claim against the person allegedly at fault for a motor vehicle accident. You have one year from the date of the accident to file.
Your report must be submitted to the Department within twenty (20) days from the crash. You can satisfy this requirement by completing the reverse side of this from and mailing it to the Tennessee Department of Safety and Homeland Security, P.O. Box 945, Nashville, TN 37202.
Yes, you can file an insurance claim without a police report. However, having one can speed up the process and help you prove the validity of the account of the accident. Filing a police report is beneficial to ensure you're protected should a situation arise.
The Bottom Line: "The parties recognize that the one-year statute of limitations begins to run when a plaintiff discovers, or in the exercise of reasonable care and diligence, should have discovered, the existence of a legal cause of action.
Ing to Tennessee Code Annotated 55-10-106, ?the driver of a vehicle involved in an accident resulting in injury to or death of any person or property damage to an apparent extent of fifty dollars or more? shall immediately notify the local police department, county sheriff, or nearest state highway patrol.
Leaving the scene of an accident without reporting it to the police might be considered a hit and run offense under Tennessee Code § 55-10-102(a). In addition, waiting too long to contact an insurance company might make the insurance company wary of your claims and more likely to deny your compensation.
Penalties for Hit-and-Run in Tennessee You could be facing: A Class C Misdemeanor if the property damage was less than $400. The penalties include imprisonment of up to 30 days, mandatory driver's education classes, and a fine of $50. A Class C Misdemeanor if the property damage was more than $400.
The statute of limitations for personal injury in Tennessee is one year. This means that you have one year from the date of the accident to file a lawsuit against the person or entity responsible for your injuries.