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Can a homeowner build his/her own house? Yes. Pursuant to TCA § 62-6-103, an owner of property may construct a single residence once every two years for his/her own use, as long as it is not for resale, lease or rent without being a licensed contractor.
A Tennessee contractor's license is required BEFORE bidding or offering a price, for projects $25,000 and up (includes materials and labor), as a prime (general) contractor; and also subcontractors performing electrical, mechanical, plumbing, HVAC, roofing and masonry are also required to be licensed as a contractor,
If you want to get your license and start your own general contracting business, you must make sure you have all of your documents in order. Tennessee requires financial statements for all applicants, a letter of reference and proof of workers' compensation and general liability insurance.
Construction Managers of any kind must be licensed as a contractor if the total project exceeds $25,000. Joint Ventures: All contractors must be licensed to contract as a joint venture and may combine their monetary limit to bid a project.
State law exempts gross receipts from services provided by medical, dental, legal, and educational providers and certain services provided by nonprofit membership organizations. Services by religious and charitable organizations and veterinary services are also exempt from business tax.
There isn't a requirement in Tennessee for sole proprietors to acquire a general business license, but depending on the nature of your business you may need other licenses and/or permits to operate in a compliant fashion.
Even if someone engages in work that would make them a contractor under Tennessee law, so long as the total cost of the work does not equal or exceed $25,000.00, they do not need to have a license (for masonry contractors that threshold jumps to $100,000.00).
Typically, most self-employed individuals and independent contractors working in Tennessee are not authorized to obtain regular Tennessee Unemployment Compensation (TUC). However, self-employed individuals and independent contractors may be eligible for benefits under Pandemic Unemployment Assistance (PUA).