This form is a summons to the debtor in an involuntary bankruptcy case. A motion or answer must be filed within 20 days after the service of the summons.
Tennessee Summons to Debtor in Involuntary Case - B 250E
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In Chapter 7 cases filed by consumers, unsecured creditors usually get nothing. Typically, the state's property exemptions are high enough to protect all of the assets a filer wishes to keep.
Limitations on Involuntary Bankruptcy If the debtor has more than 12 unsecured creditors, meanwhile, at least three of them must participate in the bankruptcy petition, and they must meet a threshold amount of unsecured debt as a group, which also increases periodically.
Official Form 101, called the ?Voluntary Petition for Individuals Filing Bankruptcy? is the bankruptcy form that officially ?starts? your case. It's the same whether you're filing Chapter 7 or Chapter 13 bankruptcy.
An involuntary case may be commenced only under chapter 7 or 11 of this title, and only against a person, except a farmer, family farmer, or a corporation that is not a moneyed, business, or commercial corporation, that may be a debtor under the chapter under which such case is commenced.
Most bankruptcy cases pass through the bankruptcy process with little objection by creditors. Because the bankruptcy system is encoded into U.S. law and companies can prepare for some debts to discharge through it, creditors usually accept discharge and generally have little standing to contest it.