This notice is not from a debt collector but from the party to whom the debt is owed.
Tennessee Notice by Mail to Debtor of Action if Payment not Made
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Multi-State
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US-01748BG
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How to fill out Notice By Mail To Debtor Of Action If Payment Not Made?
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FAQ
Specifically, Rule 69.04 of the Tennessee Rules of Civil Procedure provides that: Within ten years from the entry of a judgment, the creditor whose judgment remains unsatisfied may file a motion to extend the judgment for another ten years.
RULE 69. This rule applies to executions and garnishments on legal and equitable interests in personalty, including intangibles, and realty to satisfy judgments in all courts in Tennessee. A Circuit Court judgment will reach equitable interests without a Chancery Court action to enforce the judgment.
The statute of limitations on debt in the state of Tennessee is six years. This means that if a debt has not been repaid in six years, the lender cannot sue to collect the debt.
QUICK ANSWER: A judgment is a court order that decides a lawsuit. A collector who wins a judgment against you is no longer required to prove the debt and can take steps to force you to pay. If you don't pay a debt, the creditor will try to get you to voluntarily pay.
You are receiving this notice because the plaintiff in the court case shown on the Writ of Attachment obtained a money judgment against you. A money judgment is a court's decision that you owe money to someone else (the "judgment creditor"). The judgment creditor is now seeking garnishment of your wages.
When a person against whom a monetary judgment has been entered, the person owes a judgment debt. This party will be a judgment debtor. The party who the judgment debtor owes money to is the judgment creditor. The judgment creditor has the right to collect the judgment debt.
: one who is obligated to pay a debt or damages in ance with a judgment entered by a court.
A judgment is a court order stating that you owe the debt collector money because of a lawsuit. You may have received a judgment because the court decided in favor of the debt collector in a trial, or because you did not respond to a lawsuit that was filed against you.
