Tennessee Garnishment Answer is a legal process that allows creditors to collect money owed to them from a debtor's wages. It is a type of debt collection that is used when a debtor has failed to make payments towards an outstanding debt and the creditor wishes to collect on that debt. There are three types of Tennessee Garnishment Answer: Wage Garnishment, Bank Garnishment, and Property Garnishment. Wage Garnishment is when a creditor takes a percentage of the debtor's wages directly from their employer. Bank Garnishment is when a creditor takes money directly from the debtor's bank account. Property Garnishment is when a creditor takes possession of personal property owned by the debtor.