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It's important to know that a workers' compensation settlement is completely voluntary. No matter what your employer may tell you, if the insurance company offers you a large, one-time payment to replace your on-going, routine compensation payments, you don't have to accept it.

Timeline for Getting Your Money: Usually It Takes 4 to 8 Weeks to Get Your Workers Compensation Settlement Check After Reaching a Deal With Your Employer or Its Insurance Carrier.

In the case of a lump-sum settlement, the employee signs a settlement agreement concluding the case and in return, they get a one-time payment from the employer or the insurance company. In a structured settlement agreement, the employee will receive payments over an agreed period of time.

There are a variety of factors that go into how much an employee gets in a workers comp settlement. Overall, the average employee gets around $20,000 for their payout. The typical range is anywhere from $2,000 to $40,000. This may seem like a huge range in possible payout amounts.

In most workers' compensation cases, the insurance company will offer a full and final release of liability settlement. Taking this offer will settle your workers comp claim for good and you will not be permitted to receive any further benefits, file any new lawsuits (Petitions for Benefits), or appeal your case.

Generally, it should take a week or two to get the settlement agreement to your attorney from the other side. When everyone has signed, your settlement must be approved by a Workers' Compensation judge, which can take up to two weeks. Once it is approved, an insurance company has up to 30 days to mail your check.

Even in a state where medical benefits are supposed to continue after settlement, be aware that if you settle your workers' compensation case, the insurer will likely be reluctant to continue paying for your medical benefits. You might find that your medical bills don't get paid quickly or even at all.

Tennessee Affidavit of Worker accepting the Settlement

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