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South Carolina requires employers with at least four employees to have workers' compensation insurance. However, there are few exceptions, including: Casual employees, who don't work regular hours and only when it's needed. Employers with less than $3,000 in annual payroll in the previous year.
How to File for Workers' Compensation in South Carolina Step #1 ? Report All Injuries Immediately to Your Employer. Step #2: Ask Your Employer to Cover Your Medical Treatment and File a Workers' Comp Claim. Step #3: Consider Filing a Claim or Requesting a Hearing with the South Carolina Workers' Compensation Committee.
Failure to report a work-related injury within 90 days of the accident may disqualify you from receiving benefits. What else should I do to protect my right to benefits? Often an employer's representative will file a claim with the Commission after a workplace accident.
In South Carolina, it is illegal for an employer to fire you while you are on workers' compensation. Employers must keep injured workers on staff through the period granted for a workers' compensation claim, so they can have the time they need for medical treatment and recovery.
Workers' compensation lost-wage benefits are generally capped at 500 weeks in South Carolina, but how long you can collect them varies ing to the details of your claim.
If you decide to leave the workforce, you should expect to lose disability benefits, unless you qualify for Permanent Total Disability payments. If not your employer, the insurance company would surely seek to discontinue payments.
In such cases, the injured worker can request a hearing by filing Form 15 (PDF), Part III of the Temporary Compensation Report. A hearing is granted within 60 days of the request. Please be aware that there is a $50 filing fee each for Form 50 and Form 15.
If you are entitled to temporary total compensation you will receive 66 2/3% of your average weekly wages based on the four quarters prior to your injury but no more than the maximum average weekly wage determined yearly by the South Carolina Department of Employment and Workforce.