South Carolina Certification Regarding Domestic Support Obligations (Chapter 13)
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FAQ
Once you have paid off all of your chapter 13 bankruptcy debts, you will go to the bankruptcy court for one last hearing ? your discharge hearing. You have the option of directing your attorney to attend the hearing in your place. The bankruptcy judge will review all of your case details.
If you pay your Chapter 13 plan off early, you alter the agreed upon terms of your bankruptcy case. Now, you'll be responsible for paying your creditors all of your original outstanding debt, including the amount that would've been discharged.
About 45 days after you've received your discharge, you will receive a document called a Final Decree. It's the document that officially closes your case. Once this document is received, you are no longer in bankruptcy.
The discharge releases the debtor from all debts provided for by the plan or disallowed (under section 502), with limited exceptions. Creditors provided for in full or in part under the chapter 13 plan may no longer initiate or continue any legal or other action against the debtor to collect the discharged obligations.
Since a chapter 12 or chapter 13 plan may provide for payments to be made over three to five years, the discharge typically occurs about four years after the date of filing.
Form 2830 (Effective 04/01/19) may be used by debtors to certify that they have complied with two of the requirements set out in section 1328(a) of the Bankruptcy Code, 11 U.S.C. § 1328(a), for a discharge in chapter 13. In a joint case, each debtor must file an 11 U.S.C. § 1328(a) certification and an 11 U.S.C.
