Rhode Island Borrowers Certification of Inventory
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Rhode Island Mortgage License Requirements Complete a Criminal Background Check (CBC). Authorize a credit report through the NMLS. Fulfill all state and federal education requirements as designated by your state agency. Take and pass a National Test. Positive net worth.
PREVAILING RATE AS OF JANUARY 3, 2023: 0.050%1 Pursuant to R.I. Gen. Laws §19-9-2 the rate of interest to be paid on escrow accounts must equal the rate of interest paid on the Mortgagee institution's regular savings account.
Qualified Individual or Branch Manager. 1. Mortgage Lenders or Brokers. Any licensee that lends, brokers or services any mortgage loan must appoint a person that holds a valid Rhode Island Mortgage Loan Originator (?MLO?) license as the Qualified Individual or Branch Manager designated to operate the licensed business.
