[Your Name] [Your Address] [City, State, ZIP] [Date] [Trustee's Name] [Trustee's Address] [City, State, ZIP] [Bankruptcy Court Clerk] [Rhode Island Bankruptcy Court] [Court Address] [City, State, ZIP] Re: Rhode Island Sample Letter regarding Discharge of Debtor and Order Approving Trustee's Report of No Distribution and Closing Estate Dear [Trustee's Name], I am writing in regard to the above-mentioned bankruptcy case [Case Number], which was filed by [Debtor's Name]. As the debtor's representative, I am seeking a discharge and requesting the court to consider approving the trustee's report of no distribution and close the estate accordingly. Please find enclosed the debtor's completed financial education course certificate, as required by the United States Bankruptcy Code in order to obtain a discharge. [Add any additional documentation required by the court, if applicable.] The debtor's bankruptcy case has been administered diligently by the appointed trustee, [Trustee's Name], who has successfully liquidated any non-exempt assets and distributed the proceeds to the relevant creditors as per the bankruptcy laws. The trustee has prepared a detailed report indicating that no distribution remains to be made to any creditors, as there were no remaining assets or funds available for distribution. A copy of the trustee's report is enclosed for your reference. We kindly request the court to review the trustee's report and consider approving it, declaring that the estate has been fully administered, and that no distribution shall be made to the creditors. Additionally, we request the court to grant the debtor a discharge from all debts that are eligible for discharge under the applicable bankruptcy code section. Furthermore, if the debtor has complied with all the necessary requirements, has not committed any fraudulent activities, and has fulfilled all obligations outlined in the bankruptcy plan, we respectfully request the court to issue an order approving the trustee's report of no distribution and closing the estate. This will allow the debtor to move forward with a fresh financial start. Should the court require any further information or documentation, please do not hesitate to contact me. I am available to provide any additional details or address any concerns that may arise during the review process. Thank you for your attention and prompt consideration of this matter. We look forward to a favorable resolution, and appreciate your efforts in facilitating the successful conclusion of this bankruptcy case. Yours sincerely, [Your Name] [Your Title/Role] [Contact Information] Enclosures: 1. Completed Financial Education Course Certificate (Form B423) 2. Trustee's Report of No Distribution 3. Any additional required documentation.
Rhode Island Sample Letter regarding Discharge of Debtor and Order Approving Trustee's Report of No Distribution and Closing Estate
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FAQ
Yes, you can add a creditor any time before your case is closed, even after the discharge is entered. For a detailed step-by-step guide on how to add a creditor after filing, check out this article.
The Trustee's Report of No Distribution, or NDR, lets the court and all interested parties know that no money will be paid to creditors. If a NDR is filed, the court will close the bankruptcy case shortly after the discharge has been entered.
Definition. A Report of No Distribution (NDR), lets the court and all interested parties know that the trurstee is not paying out money in a bankruptcy case to creditors. If the trustee files an NDR in your case, the court will close your bankruptcy case shortly after entering a discharge.
The Court enters an order discharging individual Debtors after all requirements are met, but no sooner than the last day to object to the Debtor's Discharge. This is usually 60 days after the 1st setting of the 341 Meeting of Creditors unless a motion is filed with the court to extend that time.
Can You Spend Money After the 341 Meeting? Absolutely! Any money earned after filing for Chapter 7 bankruptcy is yours to do with as you like because post-filing earnings aren't part of the "bankruptcy estate" or bankruptcy case. You can keep it, spend it, or give it away.
