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Yes, you can add a creditor any time before your case is closed, even after the discharge is entered. For a detailed step-by-step guide on how to add a creditor after filing, check out this article.
The Trustee's Report of No Distribution, or NDR, lets the court and all interested parties know that no money will be paid to creditors. If a NDR is filed, the court will close the bankruptcy case shortly after the discharge has been entered.
Definition. A Report of No Distribution (NDR), lets the court and all interested parties know that the trurstee is not paying out money in a bankruptcy case to creditors. If the trustee files an NDR in your case, the court will close your bankruptcy case shortly after entering a discharge.
The Court enters an order discharging individual Debtors after all requirements are met, but no sooner than the last day to object to the Debtor's Discharge. This is usually 60 days after the 1st setting of the 341 Meeting of Creditors unless a motion is filed with the court to extend that time.
Can You Spend Money After the 341 Meeting? Absolutely! Any money earned after filing for Chapter 7 bankruptcy is yours to do with as you like because post-filing earnings aren't part of the "bankruptcy estate" or bankruptcy case. You can keep it, spend it, or give it away.