This notice is not from a debt collector but from the party to whom the debt is owed.
Puerto Rico Notice by Mail to Debtor of Action if Payment not Made
Category:
State:
Multi-State
Control #:
US-01748BG
Format:
Word;
Rich Text
Instant download
Description
How to fill out Notice By Mail To Debtor Of Action If Payment Not Made?
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FAQ
You can sue the debt collector for violating the FDCPA. If you sue under the FDCPA and win, the debt collector must generally pay your attorney's fees and may also have to pay you damages. If you're having trouble with debt collection, you can submit a complaint with the CFPB.
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt.
Harassment of the debtor by the creditor ? More than 40 percent of all reported FDCPA violations involved incessant phone calls in an attempt to harass the debtor.
Refusal-to-pay letters are simple to write. The consumer only needs to send a letter to the debt collector stating something like ?I refuse to pay this debt? with the debt amount and account number listed for reference to eliminate confusion.
Threaten, slander or harass Obscene language, threats to sue (unless they are actually pursuing legal action), law enforcement threats, name-calling, aggressive language. threatening harmful behavior, and otherwise harassing behavior is prohibited by the FDCPA.
Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take.
If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.
Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.
