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I am a victim of identity theft, and did not make the charge(s). I am requesting that the item(s) be blocked to correct my credit report. Enclosed are copies of (describe any enclosed documents) supporting my position. Please investigate this (these) matter(s) and block the disputed item(s) as soon as possible.
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.
If you have been a victim of identity theft, the Identity Theft Statement helps you notify financial institutions, credit card issuers and other companies that the identity theft occurred, tell them that you did not create the debt or charges, and give them information they need to begin an investigation.
You also may ask for proof of a claim of identity theft, such as an Identity Theft Report issued by the FTC or a police report. An FTC Identity Theft Report subjects the person filing the report to criminal penalties if the information is false, and businesses can treat it as they would a police report.
Steps to take if your identity was stolen Alert your bank or credit card companies immediately. ... Change your passwords and enable two-factor authentication. ... Continue monitoring your financial statements and accounts. ... Google yourself. ... Notify law enforcement. ... Set up a fraud alert or credit freeze.
First, contact the companies or banks where you know the fraudulent activity occurred. Stop any accounts that have been opened without your permission or tampered with. Then, file a report with the Federal Trade Commission (FTC).
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.