Puerto Rico Identity Theft Checklist
Description
How to fill out Identity Theft Checklist?
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FAQ
Signs of identity theft Mail that you're expecting doesn't arrive. You get calls or texts about products and services you've never used. Strange emails appear in your inbox. A sudden increase in suspicious phone calls, texts or messages through social platforms.
"Identity Theft" means a fraud committed or attempted using the identifying information of another person. 8. "Red Flag" means a pattern, practice, or specific activity that indicates the possible existence of identity theft.
Any of these pieces of information are fair game for identity thieves, though some are more valuable than others: SSN, date of birth, credit card numbers, driver's license number, Social Security card, passwords and usernames, rewards account numbers, and more.
Warning signs of identity theft Bills for items you did not buy. Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
Use a credit monitoring service Consider signing up for a credit monitoring service that notifies you when changes are posted to your credit report. This is one of the fastest ways to find out if someone has opened new accounts in your name.
Changes in your credit score can indicate identity theft. For example, if someone takes out utility bills in your name and doesn't pay them, your credit score may dip. Checking your credit report from each of the three major credit bureaus Equifax, Experian, and TransUnion can help pinpoint the problem.
You should call the FTC, the IRS, and the companies involved in the theft: FTC: 877-438-4338. IRS: 800-908-4490.
Identity thieves and cybercriminals do get caught and more of them are being held accountable for their crimes than ever before. But that doesn't mean that cybercrime is decreasing or that it is anywhere remotely near under control.