Pennsylvania Release of Judgment Lien by Creditor

State:
Multi-State
Control #:
US-OG-540
Format:
Word; 
Rich Text
Instant download

Description

If an owner of an interest in real property has had a judgment obtained against him or her, this form addresses a release of that judgment lien.

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FAQ

A plaintiff can seize tangible personal property which are items such as household furnishings, jewelry, and business and office equipment.

A judgment lien gives a creditor the right to be paid out of the proceeds from the sale of property.

Pennsylvania statute of limitations for a debt collector to take someone to court, is four years after the first missed payment. This doesn't mean, however, the debt collector has to stop seeking payment. It just means they can't sue for payment.

A creditor or debt collector cannot take your real or personal property with out first suing you and obtaining a judgment. However, once a creditor has a judgment, the creditor has several options for collecting on the judgment.

Money judgments automatically expire (run out) after 10 years. To prevent this from happening, you as the judgment creditor must file a request for renewal of the judgment with the court BEFORE the 10 years run out.

Pennsylvania judgments are valid for 5 years. Judgments can be revived every 5 years and should be revived if a creditor is attempting to actively collect on the debt. Judgments also act as a lien against real property for up to 20 years or longer if properly revived.

A creditor can sue you if you get behind in your payments. The creditor may file a law suit at the Magisterial District Court if it's for a small amount, or may sue you in the County Court of Common Pleas, or in Federal Court. A PA constable or sheriff must serve you with a copy of the Complaint.

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Pennsylvania Release of Judgment Lien by Creditor