Pennsylvania Notice of Insurance Claim on the Policy of Another due to Motor Vehicle Accident

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Multi-State
Control #:
US-02914BG
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Description

This is a form notice to the insurance carrier of a person involved in a motor vehicle accident.

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FAQ

An insurer must disclose the coverage and limits of an insurance policy within 30 days after the information is requested in writing by a claimant.

You are in compliance with the law if you have liability insurance in the following amounts: $15,000 for injury or death of one person in an accident. $30,000 for injury or death of more than one person in an accident. $5,000 for damage to property of another person.

Pennsylvania law requires all Pennsylvania motor vehicle owners to maintain vehicle liability insurance (financial responsibility) on a currently registered vehicle. Vehicle liability insurance covers the property damage or injuries you may cause others in a crash.

Car insurance generally follows the car instead of the driver, so the car owner's insurance will cover the crash, even if someone else is driving. On the other hand, if your car is taken without permission or the driver is not licensed, the driver is responsible.

Pennsylvania Minimum Liability Insurance Requirements 2022 In simple terms, if damages exceed the defendant's insurance policy limits, you may pursue to a judgment. A legal judgment may help you to obtain more than policy limits.

Injured car accident victims can may be eligible to sue the at-fault driver and/or liable insurance providers if their expenses and losses exceed maximum policy limits.

An insurance company has 15 days to settle a claim in Pennsylvania if you're making the claim to your own insurance company. If you're making the claim to another insurance company, they have 30 days to investigate and settle the claim. The insurance company has 10 days to acknowledge that you reported the accident.

"Limited Tort" Option--The laws of the Commonwealth of Pennsylvania give you the right to choose a form of insurance that limits your right and the right of members of your household to seek financial compensation for injuries caused by other drivers.

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Pennsylvania Notice of Insurance Claim on the Policy of Another due to Motor Vehicle Accident