Pennsylvania Guaranty by Individual - Complex
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FAQ
An estate or tenancy by the entireties is the usual form of co-ownership of property, either real or personal, by husband and wife in the common law jurisdictions of the United States, including Pennsylvania.
Joint tenancy, tenancy in common and tenancy by the entirety are three ways in which two or more people may hold title together in Pennsylvania.
The Pennsylvania Life & Health Insurance Guaranty Association was created by the Pennsylvania legislature in 1978 to protect state residents who are policyholders and beneficiaries of policies issued by an insolvent insurance company, up to specified limits.
Tenants by the Entirety A modification of joint tenancy between married couples only, which has the quality of survivorship but neither spouse can convey their interest to break the joint tenancy.
As mentioned, a lien can be placed on jointly-owned property depending upon the terms of ownership. If a married couple owns a house through a special quality of title called ?tenants by the entireties? an individual creditor cannot place a lien on the property.
Tenancy by the Entirety, or T by E, is a form of ownership where a married couple own undivided interest in a property. Tenancy by the entirety isn't recognized in every U.S. state. In such states, the concept of community property (sometimes referred to as marital property) is used in its place.
December 1954, the Company's name was changed to its current name, Pennsylvania Life Insurance Company. After several acquisitions over the years, the Company was acquired by the present parent Company, Universal American Financial Corp. (?Universal?), in February 1999.