This office lease guaranty states that the guarantor unconditionally guarantees to the landlord the full and timely performance and observance of all of the terms, covenants, and conditions of the lease.
Oregon Full Guaranty
Category:
State:
Multi-State
Control #:
US-OL4A024BD
Format:
Word;
PDF
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Description
How to fill out Full Guaranty?
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FAQ
The Oregon Life & Health Insurance Guaranty Association was created by the Oregon legislature in 1975 to protect state residents who are policyholders and beneficiaries of policies issued by an insolvent insurance company, up to specified limits.
Although there is no maximum for workers compensation claims, the maximum amount WAGA can pay on other claims is $300,000. You may file a claim against the assets of the insurance company estate for amounts over that cap that are still within the limits of the applicable policy.
The state insurance commissioner gives insurance guaranty associations their powers. Most of these organizations are funded with the money they collect from conducting assessments of member insurers. The total payout in most states is capped at $300,000 per individual.
Insurance guaranty associations provide protection to insurance policyholders and beneficiaries of policies issued by an insurance company that has become insolvent and is no longer able to meet its obligations. All states, the District of Columbia, and Puerto Rico have insurance guaranty associations.
An insurance guaranty association is a state-sanctioned organization that protects policyholders and claimants in the event of an insurance company's impairment or insolvency. Insurance guaranty associations are legal entities whose members make guarantees and provide a mechanism to resolve claims.
Present value of annuity benefits including net cash surrender and net cash withdrawal values: 80% of the present value up to a maximum of $250,000.
What is the difference between state guaranty associations and FDIC insurance? The FDIC is an independent federal agency that provides deposit insurance for bank deposits. State guaranty associations are nonprofit organizations that operate at the state level to protect insurance policyholders.
Generally speaking, guaranty association coverage benefits are limited to the lesser of (1) the contractual obligations of the insurer under the policy or contract or (2) the statutory dollar limit on coverage benefits (see question 10 above), which is applied on the basis of an individual life.
