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The federal Fair Debt Collection Practices Act (FDCPA) was enacted to curb these annoying and abusive behaviors, but some debt collectors flout the law. By AC Harrell · 1990 · Cited by 7 ? excluded attorneys collecting debts for clients,5 considers the impact of the newthe Act focus on two activities: (i) communications with the debtor, ...(f) The false representation that information concerning a debtor's failure or alleged failure to pay a consumer debt has been or is about to be referred to ... Certain allegations, add two new counts, and add a plaintiff. Thecreditor to whom the debt is owed, is set forth in paragraph one of the letter which. Section 1692e prohibits a debt collector from using false, deceptive, or misleading means to collect a debt. The district court concluded that ... The Bureau also proposes to require a debt collector to provide prompts that a consumer could use to dispute the debt, request information about ... In 1990, a typical civil court docket featured cases with two opposing sides, each with an attorney, most frequently regarding commercial ... Unnecessary restrictions on ethical debt collectors.2 Prior to the FDCPA,attorney is the collector.43 A creditor can mislead the consumer in other.