Oregon Specific Guaranty
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FAQ
Insurance companies are required by law to be members of the guaranty association in states in which they are licensed to do business. Most states have two types of guaranty associations: a life and health guaranty association and a property and casualty insurance guaranty association.
A guaranty fund is established by law in every state. Guaranty funds are maintained by a state's insurance commissioner to protect policyholders in the event that an insurer becomes insolvent or is unable to meet its financial obligations.
What is an insurance guaranty association? Insurance guaranty associations provide protection to insurance policyholders and beneficiaries of policies issued by an insurance company that has become insolvent and is no longer able to meet its obligations.
An insurance guaranty association protects policyholders and claimants in case of an insurance company's impairment or insolvency. The state insurance commissioner gives insurance guaranty associations their powers.
The Oregon Life & Health Insurance Guaranty Association was created by the Oregon legislature in 1975 to protect state residents who are policyholders and beneficiaries of policies issued by an insolvent insurance company, up to specified limits.
NOTICE OF PROTECTION PROVIDED BY. LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION. This notice provides a brief summary of the Life and Health Insurance Guaranty Association (Association) and the protection it provides for policyholders.
ORS 697.652 requires that you enter into a written agreement to provide debt management services, including credit repair, with the consumer before providing those services. The written agreement must: List the name and telephone number for you and the consumer.
Program Summary The Rent Guarantee Program provide incentives and financial assistance to landlords that rent or lease to low-income households by guaranteeing payments to landlords for unpaid rent and for eviction and property damage costs.