Oregon Sample Letter for Priority Issue in Bankruptcy
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How to fill out Sample Letter For Priority Issue In Bankruptcy?
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FAQ
Not all debts are discharged. The debts discharged vary under each chapter of the Bankruptcy Code. Section 523(a) of the Code specifically excepts various categories of debts from the discharge granted to individual debtors. Therefore, the debtor must still repay those debts after bankruptcy.
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.
You may wonder whether you need an attorney in order to file bankruptcy. The law does not require you to have an attorney. However, completing all the required documents can be difficult. Also, the filing of a bankruptcy petition is only part of a program to regain financial health.
In most respects, filing for bankruptcy in Oregon isn't different from filing in another state. The bankruptcy process falls under federal law, not Oregon state law, and works by unwinding the contracts between you and your creditors. That's what gives you a fresh start.
Automatic Stay -- Immediately after a bankruptcy case is filed, an injunction (called the "Automatic Stay") is generally imposed against certain creditors who want to start or continue taking action against a debtor or the debtor's property.
Key Elements to Include in the Letter It should include the name and contact information of the debtor, the date of the filing, the court where the bankruptcy was filed, the case number, and the type of bankruptcy filed. It should also provide information about the bankruptcy trustee and the meeting of creditors.
If you have so much debt that you're considering filing a Chapter 7 bankruptcy, you have enough debt to qualify. The U.S. bankruptcy code doesn't specify a minimum dollar amount someone must owe to make them eligible for a qualified filing. In short, any debt is enough debt.
