Oregon Retail Charge Account Agreement Initial Disclosure Statement

State:
Multi-State
Control #:
US-02855BG
Format:
Word; 
Rich Text
Instant download

Description

Various disclosures must be made by the creditor to the customer in connection with the opening of an open-end credit account. The creditor must make the disclosures required by the Federal Reserve Board's Regulation Z clearly and conspicuously in writing.
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  • Preview Retail Charge Account Agreement Initial Disclosure Statement
  • Preview Retail Charge Account Agreement Initial Disclosure Statement
  • Preview Retail Charge Account Agreement Initial Disclosure Statement

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FAQ

The Oregon Home Solicitation Sales Act, ORS 83.710-83.750, can provide a powerful tool to help consumers rescind a door-to-door or other sale made at a place other than the seller's main or permanent place of business.

What is a Home Solicitation Contract? A home solicitation contract is an agreement for the sale or lease of goods or services that is made in a location other than the seller's place of business. Home solicitation laws cover a wide range of goods and services.

A person commits the crime of solicitation if with the intent of causing another to engage in specific conduct constituting a crime punishable as a felony or as a Class A misdemeanor or an attempt to commit such felony or Class A misdemeanor the person commands or solicits such other person to engage in that conduct.

Three-day right to cancel This applies to contracts for remodeling or repairs, not construction of a new house. Regardless of who initiates the contact, the property owner must be given notice of his or her right to rescind the contract. (ORS 83.720.)

The Oregon Home Solicitation Sales Act, ORS 83.710-83.750, can provide a powerful tool to help consumers rescind a door-to-door or other sale made at a place other than the seller's main or permanent place of business.

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Oregon Retail Charge Account Agreement Initial Disclosure Statement