The Funeral Rule of the Federal Trade Commission (FTC) directs that a funeral home must provide the customer with a written itemized statement, including the total cost of the funeral that is required by the funeral contract. The itemized statement must include the charges for cash advance goods and services. If the funeral home is unsure of the exact amount of cash advance items, a written ýgood faith estimateý must be provided in writing. The itemized statement must also disclose any legal, crematory or cemetery requirements on any goods or service purchased.
This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.
The Oregon Prearranged Funeral Contract with Interment in Cemetery and Statutory is a legal agreement that allows individuals to plan for their funeral arrangements in advance. This contract is regulated by Oregon Revised Statutes (ORS) Chapter 97.965 to ensure consumer protection and transparency in funeral planning. The purpose of an Oregon Prearranged Funeral Contract with Interment in Cemetery and Statutory is to grant individuals the freedom to make decisions regarding their final arrangements. By prearranging these details, individuals can alleviate the burden on their loved ones and ensure their wishes are carried out. There are several types of Oregon Prearranged Funeral Contract with Interment in Cemetery and Statutory, including: 1. Funeral Service Prearrangement: This type of contract allows individuals to specify their desired funeral service. It includes details such as the funeral location, type of service (religious or secular), music, readings, and any special requests. 2. Cemetery Interment Prearrangement: This type of contract pertains specifically to interment in a cemetery. It includes selecting a burial plot, tombstone or grave marker specifications, and any additional services like opening and closing the grave. 3. Cremation Prearrangement: This type of contract focuses on prearranging the cremation process. It includes selecting a crematorium, specifying any desired memorial services, and determining the final disposition of the ashes (burial, scattering, or handing over to a loved one). Oregon's statutory provisions for prearranged funeral contracts ensure consumer protection. These statutes stipulate that funds paid by individuals for prearranged funeral services must be placed in a trust account or held by an insurance company licensed to do business in the state. This ensures that the funds will be available when needed to cover the costs of the prearranged funeral services. Additionally, these contracts must provide a detailed itemization of the goods and services being purchased, along with their associated costs. This transparency allows individuals to make informed decisions and avoids any hidden costs or surprises for their loved ones in the future. In summary, the Oregon Prearranged Funeral Contract with Interment in Cemetery and Statutory is a critical tool for individuals who wish to plan their funeral arrangements ahead of time. By utilizing this contract, individuals can ensure their final wishes are honored while providing peace of mind to their loved ones during difficult times.
