This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.
Oklahoma Loan Application - Review or Checklist Form for Loan Secured by Real Property
Category:
State:
Multi-State
Control #:
US-03039BG
Format:
Word;
Rich Text
Instant download
Description
How to fill out Loan Application - Review Or Checklist Form For Loan Secured By Real Property?
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FAQ
A contract for deed is an agreement for buying property without going to a mortgage lender. The buyer agrees to pay the seller monthly payments, and the deed is turned over to the buyer when all payments have been made.
So, how much earnest money (EM) is required? Ask 100 realtors, and you will probably get 100 answers, but a good rule of thumb is 1% of the purchase price. Don't expect to write an offer on a $500K home and put down $500 in EM. The more competitive the market, the more EM is usually offered.
The Addendum shall have a heading which provides the Addendum number, date of issue, project title, location, and project number. The bid closing time and date shall always be included in the Addendum. A standard paragraph will then follow which stipulates the purpose of the Addendum.
In most real estate markets, the average good faith deposit is between 1% and 3% of the property's purchase price. It can be as high as 10% for highly competitive homes with multiple interested buyers. Some sellers prefer to set fixed amounts to help filter out buyers that aren't serious.
Earnest money is not required. However, most sellers will insist on at least a minimal amount of earnest money for their protection. For established residential properties (not a vacant lot, and not a new home build), a de minimis amount of $500 or $1,000 is often used for parties that are familiar with each other.
While a contract, to be valid, must have consideration, the earnest money is not consideration. Earnest money is a good faith deposit and is not necessary to have a valid contract.
A benefit assessment is an involuntary charge that property owners pay for a public improvement or service that provides a special benefit to their property.
?..the earnest money must be paid within 3 days of the acceptance of this offer. The failure to pay the earnest money within this 3 day time period shall make the Sellers' acceptance null and void without any further action of the Sellers or notice to the Buyers.?
