Ohio Notification of Workers' Compensation Injury - Illness
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How to fill out Notification Of Workers' Compensation Injury - Illness?
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FAQ
What are workers' compensation benefits in Ohio? If an employee suffers a workplace injury or develops an occupational disease, the BWC pays for medical care and lost wages. The employee can see any doctor for their first visit, but then must choose a medical provider certified by the BWC.
Temporary total payments after 12 weeks of missed work are paid at the average weekly wage (AWW) rate. This rate is based on your earnings for the 52 weeks prior to the date of injury. An average of these earnings is calculated, and temporary total compensation is paid at 66 2/3 percent of this average.
Generally speaking, the basic answer to how long can an Ohio workers' compensation claim stays open is five years from when the last medical treatment paid for in the claim or the last date compensation is paid.
Ohio law requires employers to obtain workers' compensation insurance for all employees. As such, we define Ohio employers as either state-fund or self-insuring. BWC pays medical benefits and lost wages to employees who are injured or contract an occupational disease on the job.
Employers who are self-insured pay workers' compensation benefits directly to their employees. All other employers pay a premium to BWC, like insurance, to cover the cost of injuries to their workers.
The state will pay 72% of your AWW (derived from your last six weeks of wages) for the first 12 weeks and two-thirds of your AWW after that. Remember, state law caps those benefits at $950 a week for 2019 injuries. That amount could be lower if you receive social security retirement benefits.
Our best advice to you is make sure that you keep on seeing your doctors on a regular basis. In fact, we recommend that clients do not go more than three months without seeing their doctor. If you have any questions about this or if you're having difficulty getting in to see your doctor, give us a call.
While Ohio employers can fire workers at will, they cannot fire someone in retaliation for filing for workers' compensation.
Sadly, you might lose employer sponsored health insurance coverage while you receive workers' compensation benefits.
Promptness in reporting the claim is a must! Providers must report a worker's injury to BWC or the appropriate managed care organization (MCO) within 24 hours, or within one business day of the initial treatment or visit.