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They may think it's okay to use their child's identity temporarily. But if you don't pay it back, you will damage your child's credit score and set them up for financial hardship when they reach adulthood. The law remains the same, regardless of the circumstances.
If he used her Social Security number for the purpose of creating a new identity and leaving his old, bad credit history behind, that is fraud and is punishable by law. The companies he defrauded may choose to take action against him, especially if he defaults on his debts.
While there are many reasons people may do this, it is not a good idea. Using someone else's SSN is a federal crime and could result in up to 15 years in jail. It could prevent you from obtaining legal status or cause you to be deported.
Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes.
If your child's identity has been stolen, here are some steps you can take: Contact the Federal Trade Commission (FTC) to report the ID theft and get a recovery plan. Contact your local law enforcement and get a police report. Contact the fraud departments of companies where accounts were opened in your child's name.
Ohio identity theft laws characterize the crime as a felony, punishable by one to 11 years in prison. The most serious charges are reserved for those who defraud elderly or disabled people, or active duty military service members through identity theft.
Warning Signs of Child Identity Theft Unexpected bills addressed to your child. Collection notices that arrive by mail or phone, targeting your child. Denial of government benefits for your child on the basis that they've already been paid to someone using your child's Social Security number.
Worse, using someone else's Social Security number without their consent is generally considered identity theft and illegal. You may want to notify the police or confront your mother and get the accounts paid off.