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By AC Harrell · 1990 · Cited by 7 ? excluded attorneys collecting debts for clients,5 considers the impact of the newthe Act focus on two activities: (i) communications with the debtor, ... A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to ...Any debt collector communicating with any person other than the consumer foris erroneous or incomplete and that such person now has correct or complete ... The consumer only learns about the collector's failure to honor the court judgment when the new debt buyer starts collecting. This inexcusable misconduct on the ... The terms 'debt' and 'debtor' are used in this guideline to include alleged debts and alleged debtors respectively (see the glossary in appendix C of this ... Collecting time-barred debts has never been an easy task. Tracking down debtors and convincing them to pay is difficult enough. Now with the ... "Debt buyer" means a person or entity that is engaged in the business of purchasing delinquent or charged-off consumer loans or consumer credit accounts or ... 1993), in which the court affirmed summary judgment for the debtor after the general counsel of a debt collection agency violated the FDCPA by ... Does 23 NYCRR 1 apply to the collection of debts by original creditors? A. No. However, the regulation does apply to third party debt collectors collecting on ... Debtors or sell the debts to companies that specialize in collections. More than 6,000 debt collection firms operate in the United States, collecting ...