New York Judgment
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How to fill out Judgment?
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FAQ
Judgment Docket and Lien Section; Matrimonial Judgments; Business Filings. The Judgment Docket and Lien Section of the County Clerk of New York County is located in Room 109B in the basement at 60 Centre Street (646-386-5940).
If a judgment is entered against you, a debt collector will have stronger tools, like garnishment, to collect the debt. A judgment is an official result of a lawsuit in court. In debt collection lawsuits, the judge may award the creditor or debt collector a judgment against you.
A judgment is good for 20 years, but if the plaintiff wants to enforce the judgment against land it is only good for 10 years unless the plaintiff renews it for another 10 years.
The following kinds of personal property are exempt from collection and cannot be seized by a Marshal: (1) household goods such as appliances, clothing, or furniture; (2) necessary medical equipment, like wheelchairs; (3) one each of a cell phone, radio, computer, and television; (4) personal items such as art or ...
The only cases where someone goes to jail for debt issues is where they commit tax fraud; fail to respond to a court order or subpoena in a debt case; or fail to pay child support or court fines and restitution.
The default judgment usually gives the plaintiff the right to collect the amount of money that was asked for in the complaint, plus interest and court costs. The judgment will appear on the defendant's credit report, and it can be there for up to seven years if it is not paid.
If you have an unpaid debt, a creditor can sue you to get a judgment against you. This allows them to garnish your wages, levy your bank account, or file a judgment lien against your home or car.
No. You can't be thrown in jail because you owe money on a credit card or dentist bill. The only cases where someone goes to jail for debt issues is where they commit tax fraud; fail to respond to a court order or subpoena in a debt case; or fail to pay child support or court fines and restitution.