New York Information on Answering an Action for Money Only typically involves a plaintiff filing a lawsuit against a defendant for money damages. The defendant must then respond to the lawsuit by filing an Answer to the Complaint. The Answer must include defenses to the claim and, if applicable, any counterclaims. In New York, there are two main types of Answers: a General Denial Answer and a Specific Denial Answer. A General Denial Answer denies all the allegations in the Complaint without providing any additional information. A Specific Denial Answer denies each allegation of the Complaint individually, providing specific factual allegations to support the denial. Both types of Answers must be signed by the defendant and filed with the court. If the defendant fails to file a timely Answer, he/she may be found in default and a judgment may be entered against them.