The New Mexico Amended and Restated Credit Agreement between ADAC Laboratories, various financial institutions, and ABN AFRO Bank is a legally binding document that outlines the terms and conditions of the credit facility between the parties involved. This agreement serves to amend and restate the existing credit agreement between the parties, ensuring clarity and updated terms. Keywords: New Mexico, Amended and Restated Credit Agreement, ADAC Laboratories, financial institutions, ABN AFRO Bank. Types of New Mexico Amended and Restated Credit Agreements: 1. Revolving Credit Facility: This type of credit agreement allows ADAC Laboratories to borrow funds up to a predetermined credit limit from the participating financial institutions as needed. The borrowed funds can be utilized for various purposes, such as meeting working capital requirements, financing acquisitions, or funding capital expenditures. The agreement specifies the interest rate, repayment terms, and any associated fees. 2. Term Loan Facility: This credit agreement provides ADAC Laboratories with a specific amount of funds from the financial institutions for a fixed term. The borrowed amount is repaid in installments over an agreed-upon period, including both principal and interest. The interest rate, term length, and repayment schedule are clearly outlined in the agreement. 3. Acquisition Financing Agreement: This type of amended and restated credit agreement is specifically tailored to fund a particular acquisition undertaken by ADAC Laboratories. The agreement outlines the financial institutions' commitment to provide funds necessary for the acquisition, in alignment with the terms and conditions agreed upon. It includes provisions related to interest rate, repayment, and any collateral or guarantees. 4. Working Capital Facility: This credit agreement provides ADAC Laboratories with sufficient funds to cover its day-to-day operational expenses and short-term obligations. It ensures the organization's liquidity by offering a line of credit that can be drawn upon as needed. The agreement sets the credit limit, interest rate, repayment terms, and any associated fees or financial covenants. 5. Revolving Line of Credit: This amended and restated credit agreement establishes a flexible credit arrangement for ADAC Laboratories, enabling them to borrow and repay funds as required within an agreed revolving credit limit. This facility may be utilized to support the company's working capital needs, finance capital expenditures, or seize growth opportunities. The agreement defines the terms pertaining to interest rate, repayment schedule, fees, and any additional conditions. In summary, the New Mexico Amended and Restated Credit Agreement serves as a crucial financial instrument between ADAC Laboratories, various financial institutions, and ABN AFRO Bank, allowing for access to necessary funds under agreed-upon terms and conditions. The specific type of credit agreement entered into depends on the purpose, duration, and structure of the financial requirements of ADAC Laboratories.