New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

State:
Multi-State
Control #:
US-DCPA-19.18BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer."


This would include falsely stating or implying that a consumer is required to assign their wages to their creditor when such assignment is not required.

Free preview
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

Related forms

form-preview
New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

View this form
form-preview
New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

View this form
form-preview
New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

View this form
form-preview
New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Using False Representation Or Deceptive Means To Collect A Debt?

US Legal Forms - one of the largest collections of legal documents in the United States - offers a variety of legal template options that you can download or print.

By using the website, you can access thousands of forms for business and personal use, categorized by type, state, or keywords.

You can find the most recent editions of forms like the New Mexico Letter Informing Debt Collector of Misleading or False Claims in Collection Activities - Using Deceptive Representation or False Methods to Collect a Debt in seconds.

If the form does not meet your requirements, use the Search section at the top of the screen to find one that does.

If you are satisfied with the form, confirm your choice by clicking the Buy now button. Then, choose the pricing plan you prefer and provide your details to register for an account.

  1. If you already have a subscription, Log In and download the New Mexico Letter Informing Debt Collector of Misleading or False Claims in Collection Activities - Using Deceptive Representation or False Methods to Collect a Debt from the US Legal Forms collection.
  2. The Download button will be visible on every form you view.
  3. You have access to all previously downloaded forms within the My documents tab of your account.
  4. To use US Legal Forms for the first time, here are simple steps to help you get started.
  5. Ensure you have selected the correct form for your city/state.
  6. Click the Preview button to review the contents of the form.

Form popularity

FAQ

Your letter should: Ask the credit bureau to remove or correct the inaccurate or incomplete information. Include: your complete name and address....The credit bureaus also accept disputes online or by phone:Experian (888) 397-3742.Transunion (800) 916-8800.Equifax (866) 349-5191.

Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt. The federal law that prohibits this is called the Fair Debt Collection Practices Act (FDCPA).

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

You can sue a company for sending you to collections for a debt that you don't owe. If a debt collector starts calling you out of the blue, but you know perfectly well that you made the payment in question, the law gives you the right to file an action in court against the company.

Write a dispute letter and send it to each credit bureau. Include information about each of the disputed itemsaccount numbers, listed amounts and creditor names. Write a similar letter to each collection agency, asking them to remove the error from your credit reports.

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

You can file your dispute through the credit bureaus' website, over the phone or by mail. The easiest and fastest way is to do it online. Whichever route you go, you will have to provide personal information, a description of the information that needs to be corrected, and documentation to back your claim.

Trusted and secure by over 3 million people of the world’s leading companies

New Mexico Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt