New Mexico Accident Policy
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FAQ
The statute of limitations for filing an injury claim in New Mexico is three years from the date of the accident. If you do not file your claim within three years, you may lose the opportunity to ever seek compensation.
New Mexico's Fault-Based Insurance Laws States are either considered fault or no-fault. (New Mexico is a fault state.) Fault insurance is the standard for the majority of states and it means the at-fault driver is held responsible for any damages caused by the accident.
Yes, the driver must file a written accident report within 10 days after the accident, on an official state form.
In New Mexico, the state's civil statute of limitations is three years for personal injury or defamation and four years for injury to personal property and most other civil claims. New Mexico's criminal statute of limitations ranges from three to six years for felonies and one to two years for misdemeanors.
Police reports submitted by law enforcement must be completed and sent to the DOT within 24 hours after the incident same with car wrecks where commercial vehicles are involved. Accidents that didn't occur within city limits must be reported to New Mexico State Police or the county sheriff.
Claims for compensation following a car accident can be made up to three years after the accident occurred, or up to three years after you discovered your injuries were linked to the accident whichever is later.
As a general guideline, the statute of limitations to file a personal injury case is: Two years from the date of the accident for a claim against a governmental entity, including a 90-day tort claim notice from the date of the accident. 200bThree years from the date of the accident for personal injuries suffered.
Here in New Mexico, you must report the accident immediately and you have 3 years to open a claim for any bodily injuries, and 4 years for any damages to your property. According to the state, that date starts the day of your injury/ accident, or on the date, you discovered the injury.
Dial 911. Make sure an accident investigator (perito) is sent to do an accident report. An accident report is important to have to file a claim and prevent delays in paying your claim. Call your insurance company as soon as possible after the accident occurs and before you leave Mexico.
