New Mexico Sample Letter for Conservatorship - Request to Prepay Funeral Expenses
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How to fill out Sample Letter For Conservatorship - Request To Prepay Funeral Expenses?
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FAQ
If you prepay for your services, you're locking in today's price for tomorrow's rates. However, some funeral homes don't factor inflation, so before you sign anything, make sure to ask if the payment you're making is for a fixed price. Otherwise, your family may be hit with unexpected charges after you pass.
On the other hand, a funeral insurance policy allows for more flexibility. You can assign any beneficiary you want, and they can use the payout for your funeral expenses, medical bills, final utility payments, and other outstanding bills. And if there is money left over, your beneficiary can do with it as they please.
In addition, many states have inadequate laws protecting funds in pre-need plans, and money invested there could be at risk. Unless Medicaid requires you to ?spend down? your own money to qualify for benefits, you're better off planning ahead without paying ahead.
Prepaying spares your survivors the burden of arranging payment. It also keeps you in control of the costs and ensures that your wishes can and will be carried out. Q. How do I prepay funeral and cemetery expenses?
"Preplanning a funeral is truly a gift to your family. But if you prepay, it's a gift to the funeral home." Ramsey believes that, if a person has the financial means to prepay funeral expenses, it is a better idea to put the money into an investment account and see it grow.
