New Mexico Letter to Creditors Notifying Them of Identity Theft of Minor for New Accounts

• Category: Criminal - Identity Theft
• State: Multi-State
• Control #: US-00714-LTR
• Format: Word; Rich Text

Description

This Letter to Creditors Notifying Them of Identity Theft of Minor for New Accounts is used to resolve the fraudulent opening of an account by an identity thief in a minor's name. A minor or the minor's parent must notify the creditor of the account opened fraudulently in the minor's name to dispute the opening of the account and any charges or debits attributed to the account.

Subject: Urgent Notice Regarding Identity Theft of Minor: Notification to Creditors in New Mexico Dear [Creditor's Name], I am writing to inform you of an alarming incident involving the identity theft of a minor in the state of New Mexico. As a responsible guardian and concerned parent/guardian, it has come to my attention that unauthorized accounts have been opened under the name of [Minor's Full Name] without our knowledge or consent. In light of this distressing discovery, I kindly request your immediate attention and cooperation in helping resolve this matter promptly. Please consider this letter as a formal notification of the fraudulent activities associated with our minor's personal information. Upon learning about the unauthorized accounts, we have taken immediate steps to safeguard our child's financial well-being. Our first course of action was to report the identity theft to both the local New Mexico authorities and the Federal Trade Commission (FTC). A copy of the respective incident reports is enclosed with this letter. We kindly ask for your assistance and support to freeze any existing or future accounts that have been fraudulently opened using our minor's personal information. Please ensure that our child's name, Social Security Number, date of birth, and any other crucial personal details are flagged as compromised within your systems to help prevent any further unauthorized activity. Moreover, as the legal guardians of the affected minor, we hereby declare that we dispute any charges, loans, or debts incurred without our consent for these unauthorized accounts. We immediately request that you investigate and corroborate this matter diligently, taking appropriate action to rectify the situation. For your reference, we have enclosed a copy of our child's birth certificate, which validates their date of birth and legally confirms their minor status. Additionally, we have also attached a copy of our identification documents, including our driver's licenses or passports, to support our legitimacy as the primary guardians in this case. To expedite the resolution process, we kindly request written acknowledgment of this letter within 30 days from receipt. We ask that you keep us informed and provide regular updates regarding any actions taken to investigate this matter, rectify the fraudulent accounts, and ensure our child's credit remains uncontaminated. We emphasize the urgency of this situation and sincerely hope that you understand the critical nature of resolving this identity theft promptly. Our aim is to protect our minor from any potential financial harm or illegal activities perpetrated on their behalf. Please be assured that we will continue to closely monitor our minor's credit reports and exercise due diligence to rectify any further unauthorized activities that may surface. It is our sincere hope that with your immediate cooperation, we can bring a swift resolution to this identity theft case. Your utmost attention to this matter is greatly appreciated. If you have any questions or require additional information, please do not hesitate to contact us at [Your Contact Information]. We remain grateful for your understanding, support, and cooperation in this challenging situation. Thank you for your prompt action in addressing this matter effectively. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Phone Number] [Email Address] Enclosures: 1. Copy of Incident Report filed with local authorities. 2. Copy of Incident Report filed with the Federal Trade Commission. 3. Certified copy of birth certificate for [Minor's Full Name]. 4. Copies of primary guardian's identification documents.