New Mexico Deed of Trust - Multistate

State:
Multi-State
Control #:
US-00486
Format:
Word; 
Rich Text
Instant download

Description

In consideration of a debt owed to the trustee, debtor conveys and warrants to trustee a certain piece of property described in the deed of trust.
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FAQ

The law in New Mexico allows an owner of real property (land or house) to transfer that property to another person (grantee beneficiary) through the use of a Transfer on Death Deed (TODD).

A deed of trust is a legal agreement that's similar to a mortgage, which is used in real estate transactions. Whereas a mortgage only involves the lender and a borrower, a deed of trust adds a neutral third party that holds rights to the real estate until the loan is paid or the borrower defaults.

New Mexico law requires Form RPTDA when a deed transfers residential real estate to a new owner. A completed Form RPTDA must be signed by the current owner, new owner, or authorized agent and filed with the county assessor within 30 days after the deed is recorded.

1978, § 14-9-1) ? A quit claim deed is required to be filed at the County Clerk's Office where the property is located along with the required recording fee(s). Signing (N. M. S. A. 1978, § 47-1-44) ? In New Mexico, it must be signed with a Notary Public viewing the Grantor(s) signature(s).

New MexicoTransfer on Death Deed (N.M. Stat. sections 45-6-401 through 45-6-417.) You must sign the deed and get your signature notarized, and then record (file) the deed with the county clerk's office before your death. Otherwise, it won't be valid.

Gift Deed for Real Estate Located in New Mexico. A gift deed, or deed of gift, is a legal document voluntarily transferring title to real property from one party (the grantor or donor) to another (the grantee or donee). A gift deed typically transfers real property between family or close friends.

A New Mexico deed of trust assigns a real estate title to a trustee to keep until a loan has been repaid from the owner of the property (the ?borrower?) to the provider of the loan (the ?lender?).

There are three parties involved in a deed of trust: Trustor: This is the borrower. Trustee: This is the third party who will hold the legal title to the real property. Beneficiary: This is the lender.

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New Mexico Deed of Trust - Multistate