The courts have inherent power to restrain the sale of mortgaged premises in foreclosure proceedings, but are reluctant to exercise such power except where it is shown that particular circumstances, extrinsic to the instrument, would render its enforcement in this manner inequitable and work irreparable injury, and that complainant has no adequate remedy at law. Furthermore, a party must show a probable right of recovery in order to obtain a temporary injunction of a foreclosure action.
New Jersey Complaint or Petition to Enjoin Foreclosure Sale due to Misunderstanding as to Promissory Note's Terms of Payment upon Assumption of Note
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How to fill out Complaint Or Petition To Enjoin Foreclosure Sale Due To Misunderstanding As To Promissory Note's Terms Of Payment Upon Assumption Of Note?
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You can file your papers electronically through JEDS, by mail or in person with the court. The court address is available on the Judiciary's website, njcourts.gov. If you mail the papers, we recommend that you use certified mail, return receipt requested.
If the defendant cannot cure the debt in 45 days, the court grants the plaintiff a final judgment. The court will then issue a writ of execution. The writ instructs the county sheriff to sell the property at public auction.
You must respond to each numbered paragraph in the complaint and either admit the allegation, deny the allegation, or state that you do not have enough information to know whether the statement is true. In the area for Affirmative Defenses, you can list the facts which defend your action or inaction.
The Fair Foreclosure Act (FFA), N.J.S.A §§ 2A:50-53 to 2A:50-73, is a state law that protects residential mortgage debtors and establishes a uniform statutory framework under which courts can more clearly identify the rights and remedies of the parties involved in foreclosure proceedings throughout New Jersey.
New Jersey is a judicial foreclosure state. This means foreclosure actions must go through the court. The Office of Foreclosure and the Superior Court General Equity judges handle the process. This page provides foreclosure resources for both lenders and debtors.
Cure Your Default Under New Jersey law, however, all foreclosures must be judicial, which means they go through the court system (and you can't file a separate lawsuit to challenge foreclosure). You can stop foreclosure by curing a default on your mortgage payments at any time up until the entry of a final judgment.
If you choose to file an answer, you must do so within 35 days from the date that you receive the summons and complaint; and you must include a completed Foreclosure Case Information Statement, a Certification Pursuant to Court Rule -1 and the $175.00 filing fee ($250 for Answers with Counter-Claim, Cross-Claim and/ ...
