New Hampshire Accident Policy
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FAQ
In the State of New Hampshire, any motor vehicle accident causing death, personal injury, or combined vehicle/property damage in excess of $1,000.00 must be reported in writing to the NH DMV within 15 days.
Other times it might be as many as 7 years. Or even 10. But generally, insurers will ask about the last 5 years. If your insurer asks about the last 5 years, claims you made and accidents you had more than 5 years ago won't affect the price of your car insurance.
WalletHub, Financial CompanyNo, personal injury protection insurance (PIP) is not required in New Hampshire. New Hampshire drivers are not required to buy car insurance at all and if a driver does choose to buy insurance, New Hampshire policies have medical payments insurance (MedPay) instead of PIP.
The driver of a vehicle who knows or should have known that he or she has just been involved in any accident which resulted in death, personal injury or damages to property, shall immediately stop such vehicle at the scene of the accident and give to the driver or owner of any other vehicle involved in said accident,
New Hampshire is a "fault" state, which means that at-fault motorists may be held liable for the injuries and damages they cause. Therefore, victims of negligent drivers must prove who was responsible for the accident in order to pursue compensation for their losses.
Accident involvement will be listed on the driver record report for a period of 5 years from the date of the accident.
New Hampshire is a tort state that requires drivers to have no-fault insurance, which means drivers must use medical payments coverage to pay for their own injuries after an accident but are not limited when it comes to suing an at-fault driver for compensation.
New Hampshire: Five years from the date of the accident3.
New Hampshire is a "fault" state, which means that at-fault motorists may be held liable for the injuries and damages they cause. Therefore, victims of negligent drivers must prove who was responsible for the accident in order to pursue compensation for their losses.
New Hampshire has no mandatory insurance law. The Division of Motor Vehicles strongly recommends and urges all owners of motor vehicles to carry standard liability and property damage insurance. The Division of Motor Vehicles may require that persons have insurance (SR-22).
