This office lease guaranty states that the guarantor unconditionally guarantees to the landlord the full and timely performance and observance of all of the terms, covenants, and conditions of the lease.
North Dakota Full Guaranty
Category:
State:
Multi-State
Control #:
US-OL4A024BD
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Word;
PDF
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How to fill out Full Guaranty?
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FAQ
The state insurance commissioner gives insurance guaranty associations their powers. Most of these organizations are funded with the money they collect from conducting assessments of member insurers. The total payout in most states is capped at $300,000 per individual.
The maximum total amount the Guarantee Association will provide for any one individual for life insurance and annuity coverage is $300,000, even if that individual is covered by multiple life insurance policies and annuities. Is my claim against the insolvent insurer affected by the Guarantee Association? Yes.
As a basic example, if you have an annuity providing for $300,000 in present value of annuity benefits and the benefit level in your state is $250,000, you are limited to $250,000 in benefits from your state's guaranty association. The remaining $50,000 may become a claim against the estate of the insolvent company.
What is the difference between state guaranty associations and FDIC insurance? The FDIC is an independent federal agency that provides deposit insurance for bank deposits. State guaranty associations are nonprofit organizations that operate at the state level to protect insurance policyholders.
The health insurance protection for which the Guarantee Association may become liable shall be the contractual obligations for which the insurer is liable or would have been liable if it were not an insolvent insurer, up to a maximum benefit of $200,000.
Although there is no maximum for workers compensation claims, the maximum amount WAGA can pay on other claims is $300,000. You may file a claim against the assets of the insurance company estate for amounts over that cap that are still within the limits of the applicable policy.
NORTH DAKOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION The Association was established to provide protection in the unlikely event that your life, annuity or health insurance company becomes financially unable to meet its obligations and is taken over by its Insurance Department.
The maximum total amount the Guarantee Association will provide for any one individual for life insurance and annuity coverage is $300,000, even if that individual is covered by multiple life insurance policies and annuities.
