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As an employer or prospective employer in North Dakota, you must provide workers' compensation insurance coverage for your employees. Refer to Insurance Coverage Information to find out if you need to apply for workers' compensation coverage with WSI. Call us at 800-777-5033 with questions.
As an employer or prospective employer in North Dakota, you must provide workers' compensation insurance coverage for your employees. Refer to Insurance Coverage Information to find out if you need to apply for workers' compensation coverage with WSI. Call us at 800-777-5033 with questions.
North Dakota workers' compensation rates lowest in the U.S. The report boasts North Dakota rates at 55% of the national median for 2023. State rates were a whopping 10% lower than the next two least expensive states, We help North Dakota employers buy other states coverage since 2004.
North Dakota's Workers' Compensation law, with limited exceptions, requires all employers to insure all employees including full-time, part-time, seasonal, and occasional workers before employees begin working. It is unlawful to deduct any portion of the premium from wages or salary of any employee.
A claim should be filed immediately after a work-related injury occurs, or within 24 hours of occurrence by completing the First Report of Injury (FROI). WSI registers a claim when a First Report of Injury (FROI) is received and a claim number is generally assigned within 24 hours.
WSI is the sole provider and administrator of workers' compensation in North Dakota. WSI is an exclusive employer-financed, no-fault insurance system covering workplace injuries, illnesses, and death. North Dakota law does not allow private insurers to underwrite workers' compensation insurance in North Dakota.
Nearly every employee in North Dakota must be covered by workers' compensation insurance, with some exceptions. Individuals who are exempt from mandatory coverage include: Sole proprietors. Partners in LLCs.
North Dakota Labor Laws Guide North Dakota Labor Laws FAQNorth Dakota minimum wage$7.25North Dakota overtime1.5 times the minimum wage for any time worked over 40 hours/week ($10.87 for minimum wage workers)North Dakota breaks30-minute meal period in each shift exceeding 5 hours of work