North Carolina Mortgage Deed
Description
How to fill out Mortgage Deed?
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FAQ
The majority of the time a deed of trust is used in a real estate transaction in North Carolina, it will be a purchase money mortgage, or a mortgage issued to the borrower by the seller of the home as part of the purchase transaction, unlike a traditional mortgage which is obtained through a bank.
Before a deed or deed of trust prepared in North Carolina may be recorded it must reflect the name of the draftsman on the first page. In addition to the ?Prepared by? or ?Drawn by,? the first page should also contain a ?Return to? name and address. The excise or revenue must also be reflected on the front of a deed.
I want to get a copy of the deed to my land. How can I do that? Go to your Register of Deeds Office and look at the document there. Find your Register of Deeds in: Your phone book under county government. ... Look it up online. Many counties have their real property (land) records online. Go to the county website.
This means you don't need to do anything to change the deed on a property you inherit. The deed to the property automatically transfers to you after your loved one passes away. From that point, all you would need to prove that you are the rightful owner of the property is: A copy of your loved one's death certificate.
A deed must state the name and address for the current owner making the transfer (the grantor) and the new owner receiving the property (the grantee). A deed with more than one grantor or grantee must include the names and addresses of all parties.
Deeds are required to have the name of the grantor, the name and address of the grantee, the name of the preparer and an acknowledgment by a notary. Once the deed is properly drafted and signed, it must be recorded with the register of deeds in the county in which the property is located.
To summarize, title is the legal concept of ownership over property. A deed is the actual document that transfers ownership rights from one party to another party. While this may seem like a subtle and highly technical difference, it is also very important.
In North Carolina, there are three main types of deeds: (1) general warranty deed; (2) special warranty deed; and (3) quitclaim deed. Each of these main types of deeds are used for different purposes. The general warranty deed is the most common type of deed used in North Carolina.
