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The minimum amount of Mississippi auto insurance coverage is $25,000/$50,000/$25,000. In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident. It also covers up to $25,000 for damage to another person's property.
To meet Mississippi auto insurance requirements, you must carry liability coverage limits of at least: $25,000 in bodily injury liability per person. $50,000 in total bodily injury per accident. $25,000 in property damage liability.
The average home insurance rate in Mississippi is $219 a month or $2,624 per year. That's nearly $1,000 more per year than the national average.
Your insurer fulfilled its responsibility, and presumably, you've met your policy's requirements. If your car has cosmetic damage, you could decide not to fix it and spend the money on something else. But you can't claim the same damage again, or you can be charged with fraud.
Many insurance companies would rather settle out of court so they can avoid paying any additional fees and expenses. A trial could take months even years before you are awarded any money if you are successful. A settlement would pay out immediately.
Once you've compiled evidence to support your case, submit an appeal in writing to your insurance company. Explain your point of view, include supporting documentation, and request that the adjuster review the claim.
How many questions are on the Mississippi insurance exam? This depends on which exam you are taking. The Life and Accident & Health or Sickness exam both consist of 60 questions. The combination exam for Life, Accident & Health or Sickness is slightly longer, and consists of 115 questions.
Insurance companies in Mississippi have at least 40 to 50 days to settle a claim and make the final payment after the claim is filed. Mississippi insurance companies have 15 days to acknowledge a claim and send paperwork and further instructions to the claimant.