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Any action to collect on, or otherwise enforce, a judgment rendered by a court in Mississippi must be taken within seven years after the judgment was rendered. However, the judgment can be renewed prior to the running of the seven years by the filing of a simple notice of renewal with the clerk of court.
How long does a judgment lien last in Mississippi? A judgment lien in Mississippi will remain attached to the debtor's property (even if the property changes hands) for seven years.
For example, in Mississippi, there is a three-year statute of limitations for credit card debt. The three years is from the date you last used the card or the last time you made payment. If the collector sues you after three years from this date, you will have the defense that the statute of limitations has run.
Rule 55 - Default (a) Entry. When a party against whom a judgment for affirmative relief is sought has failed to plead or otherwise defend as provided by these rules and that fact is made to appear by affidavit or otherwise, the clerk shall enter his default. (b) Judgment.
A Judgement (a lawsuit that was filed against you and was ruled in favor of the company/person that filed against you) is covered under Mississippi Code 15-1-43 and states a 7 year period. The courts have these limitations in order to create as much fairness and predictability as possible.
Once a property is acquired by tax deed, Mississippi law allows a tax sale purchaser to initiate a lawsuit to quiet and confirm title to the property acquired by tax sale. This is a lawsuit where the former owners, heirs, and other interested parties are sued in order to validate the legality of the tax sale.
The statute of limitations for debt collection under Mississippi law is typically 3 years but there are exceptions. If the statute of limitations has passed, you can no longer be sued for the debt and you can ignore the debt collector.
Limitations of Actions and Prevention of Frauds § 15-1-43. All actions founded on any judgment or decree rendered by any court of record in this state, shall be brought within seven (7) years next after the rendition of such judgment or decree, or last renewal of judgment or decree, whichever is later.