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Liability coverage is the only legally required insurance coverage in the state of Mississippi. It pays for injuries, lost wages, and pain and suffering that you inflict on another driver ? or their passengers ? in an accident in which you are at fault.
Mississippi car insurance laws require all drivers to have liability insurance of 25/50/25. This means your insurance must have a minimum of $25,000 per person for bodily injury, $50,000 per accident for bodily injury and $25,000 for property damage.
***To request a form by mail you may call: (800) 562-2957 or (601) 359-2453 or send written request to the above mailing address. The following information MUST be included in order for the Mississippi Insurance Department to be able to properly process your complaint: Your name and your relationship to the insured.
Requests for assistance with insurance matters are most commonly made by calling the toll-free Mississippi Insurance Department Consumer Help Line at 800-562-2957 or 601-359-2453 in the Jackson area.
In Mississippi, whether your potential case involves damage to real property (your house or your land, for example) or personal property (including vehicle damage), it must be brought to the state's civil court system within three years.
Delaney Simchuk, Car Insurance Writer Editorial and user-generated content is not provided, reviewed or endorsed by any company. The Mississippi new-car insurance grace period is 7 to 30 days in most cases.
If you caused an accident but do not have liability insurance, you may be liable for the damages any victims suffered out of your own pocket. This could cost you thousands of dollars, and the court could seize your assets to pay the claimant.
Mississippi is NOT a No-Fault State Mississippi is an ?at-fault? state. This means that victims of car accidents caused by another driver can request full insurance compensation from the driver or their insurance company.